[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.finarea.cz\/neni-dluznik-jako-dluznik\/#Article","mainEntityOfPage":"https:\/\/www.finarea.cz\/neni-dluznik-jako-dluznik\/","headline":"Nen\u00ed dlu\u017en\u00edk jako dlu\u017en\u00edk","name":"Nen\u00ed dlu\u017en\u00edk jako dlu\u017en\u00edk","description":"U\u017e nikoho neudiv\u00ed zji\u0161t\u011bn\u00ed, \u017ee si my lid\u00e9 m\u016f\u017eeme br\u00e1t a tak\u00e9 bereme p\u016fj\u010dky. Tato do\u010dasn\u00e1 finan\u010dn\u00ed v\u00fdpomoc lidem ve finan\u010dn\u00ed t\u00edsni se u\u017e stala docela b\u011b\u017enou z\u00e1le\u017eitost\u00ed. A zat\u00edmco si n\u011bkte\u0159\u00ed z\u00a0n\u00e1s berou p\u016fj\u010dky v\u00fdhradn\u011b uv\u00e1\u017eliv\u011b, jsou tu i jin\u00ed, kte\u0159\u00ed se p\u0159ece\u0148uj\u00ed. Maj\u00ed velk\u00e9 o\u010di a pak to ke sv\u00e9 vlastn\u00ed sm\u016fle odn\u00e1\u0161ej\u00ed. […]","datePublished":"2024-07-29","dateModified":"2024-07-29","author":{"@type":"Person","@id":"https:\/\/www.finarea.cz\/author\/#Person","name":"","url":"https:\/\/www.finarea.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/633c8fb9866a4b0403353760c35030d9478298d226363320d7bf91cdc3dbe3b6?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/633c8fb9866a4b0403353760c35030d9478298d226363320d7bf91cdc3dbe3b6?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"finarea.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.finarea.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppp_9.jpg","url":"https:\/\/www.finarea.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppp_9.jpg","height":0,"width":0},"url":"https:\/\/www.finarea.cz\/neni-dluznik-jako-dluznik\/","about":["Ekonomika"],"wordCount":455,"articleBody":"U\u017e nikoho neudiv\u00ed zji\u0161t\u011bn\u00ed, \u017ee si my lid\u00e9 m\u016f\u017eeme br\u00e1t a tak\u00e9 bereme p\u016fj\u010dky. Tato do\u010dasn\u00e1 finan\u010dn\u00ed v\u00fdpomoc lidem ve finan\u010dn\u00ed t\u00edsni se u\u017e stala docela b\u011b\u017enou z\u00e1le\u017eitost\u00ed. A zat\u00edmco si n\u011bkte\u0159\u00ed z\u00a0n\u00e1s berou p\u016fj\u010dky v\u00fdhradn\u011b uv\u00e1\u017eliv\u011b, jsou tu i jin\u00ed, kte\u0159\u00ed se p\u0159ece\u0148uj\u00ed. Maj\u00ed velk\u00e9 o\u010di a pak to ke sv\u00e9 vlastn\u00ed sm\u016fle odn\u00e1\u0161ej\u00ed.V\u00a0posledn\u00ed dob\u011b tak dluhy n\u00e1s \u010cech\u016f rostou. A pro mlad\u00e9 lidi ve v\u011bku do \u010dty\u0159iadvaceti let je st\u00e1le typi\u010dt\u011bj\u0161\u00ed, \u017ee sv\u00e9 dluhy nedok\u00e1\u017eou spl\u00e1cet. T\u011bchto je v\u00a0sou\u010dasnosti o \u010dtvrtinu v\u00edc ne\u017e p\u0159ed rokem.I kdy\u017e je \u010cech\u016f s\u00a0p\u016fj\u010dkami po\u0159\u00e1d m\u00ed\u0148, jejich nomin\u00e1ln\u00ed z\u00e1vazky rostou. P\u016fj\u010dujeme si a dlu\u017e\u00edme po\u0159\u00e1d v\u011bt\u0161\u00ed a v\u011bt\u0161\u00ed \u010d\u00e1stky. Na konci leto\u0161n\u00edho prvn\u00edho pololet\u00ed jsme tak dlu\u017eili u\u017e celkem 3,4 bilionu korun. Z\u00a0\u010deho\u017e p\u0159ipad\u00e1 588 miliard korun na kr\u00e1tkodob\u00e9 dluhy a ka\u017ed\u00fd takto dlu\u017e\u00edc\u00ed \u010dlov\u011bk m\u00e1 splatit 262.600 korun.Spot\u0159ebn\u00ed p\u016fj\u010dky si nabrali hlavn\u011b lid\u00e9 ve v\u011bku 45 a\u017e 54 let, nejvy\u0161\u0161\u00ed p\u016fj\u010dky na osobu ale maj\u00ed ti ve v\u011bku 35 a\u017e 44 let, a nejv\u011bt\u0161\u00ed probl\u00e9my maj\u00ed u\u017e zm\u00edn\u011bn\u00ed nejmlad\u0161\u00ed lid\u00e9, ti ve v\u011bku do \u010dty\u0159iadvaceti let, kte\u0159\u00ed si sice nenap\u016fj\u010dovali tolik jako jin\u00e9 v\u011bkov\u00e9 kategorie, ale maj\u00ed nej\u010dast\u011bj\u0161\u00ed probl\u00e9my se spl\u00e1cen\u00edm. Ti celkem nesplatili ani se zpo\u017ed\u011bn\u00edm \u010dtvrt roku p\u0159es jednu a p\u016fl miliardy korun a na ka\u017ed\u00e9ho h\u0159\u00ed\u0161n\u00edka tu p\u0159ipad\u00e1 pr\u016fm\u011brn\u011b 118.000 korun.Ka\u017ed\u00fd osm\u00fd dlu\u017en\u00edk ve v\u011bku do \u010dty\u0159iadvaceti let nespl\u00e1c\u00ed \u0159\u00e1dn\u011b sv\u00e9 p\u016fj\u010dky. A to nejen proto, \u017ee lid\u00e9 nemaj\u00ed pen\u00edze, ale t\u0159eba i proto, \u017ee na spl\u00e1tky zapom\u00ednaj\u00ed. A probl\u00e9mem je i to, \u017ee si mlad\u00ed \u010dasto p\u016fj\u010duj\u00ed na zbyte\u010dnosti, kter\u00e9 se jim doporu\u010duj\u00ed. Zat\u00edmco v\u00a0tomto ohledu je zbyte\u010dn\u011b vzat\u00fdch p\u016fj\u010dek docela dost, zadlu\u017euj\u00ed se ti mlad\u00ed m\u00e9n\u011b tam, kde by to bylo aspo\u0148 trochu smyslupln\u00e9, je st\u00e1le m\u00e9n\u011b t\u011bch, kdo si berou hypot\u00e9ky na bydlen\u00ed\u0158\u00edk\u00e1 se, \u017ee na tom jsme pom\u011brn\u011b dob\u0159e. Zadlu\u017een\u00ed mlad\u00ed mohou b\u00fdt sice probl\u00e9m, ale jinak pr\u00fd dlu\u017e\u00edme a nespl\u00e1c\u00edme jako spole\u010dnost docela m\u00e1lo. Jenom nev\u00edm, jestli m\u011b to m\u00e1 t\u011b\u0161it nebo ne.                                                                                                                                                                                                                                                                                                                                                                                        5\/5 - (2 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nen\u00ed dlu\u017en\u00edk jako dlu\u017en\u00edk","item":"https:\/\/www.finarea.cz\/neni-dluznik-jako-dluznik\/#breadcrumbitem"}]}]